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9th February 2010
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UK Gym Insurance Scheme

The Basics
This insurance scheme has been designed specifically to meet the needs of the activities of UK Gymnastics Ltd and is only available to members of UK Gymnastics Ltd.

This is a ‘Non-Advised Sale’ which in simple terms means that YOU must ensure that the policy offered by the scheme provides adequate cover for the activities that YOUR individual club undertakes.

The scheme is designed around the needs of actual clubs and not individual coaches. If you are seeking cover as an individual coach, then this scheme is not suitable for you.

The cover provided, in very simple terms, is as follows.
 
Club Activities
1.Organisers of Gymnastics and Trampolining, provision of Education in Gymnastics and Trampolining, Sports           Body.
2. Training and practice, competitions, social events, coaching and ownership or hire of premises.  

Who’s covered
Your Club officials, coaches, members and volunteers. The policy also provides ‘Member to Member’ Liability.

Policy Cover
Employers’ Liability £10,000,000 in respect of all losses arising out of one original cause including costs and expenses. Public Liability £5,000,000 any one accident or series of accidents arising out of one original cause including costs and expenses.Products Liability £5,000,000 in total any one period of insurance

A £500 excess applies in respect of each and every claim for Public and Products Liability.

Personal Accident        
1. Accidental Death £5,000
2. Loss of two or more linms/eyes  £15,000
3. Loss of one limb or eye £7,500
4. Permanent Total Disablement £15,000
5. Temporary Total Disablement 75% of weekly salary, coaches only, max payment £100/week benefit period 26 weeks. Deferment period 28 days.

Legal Expenses               
£50,000  any one claim Policy provides cover for Legal Defence, Tax Protections and  Employment Disputes.

Very Important
The above is a very shorten précis of the cover offered by the scheme. Please refer to the policy wordings on this website to obtain the FULL Terms and Conditions that apply to the insurance cover provided. It is YOUR responsibility to ensure that the cover provided does meet the needs of your club.

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